Team support
A personal advisor with specialized support behind him.
When you work with Wise Wealth Stewardship, Sangmin remains your primary advisor. You are not handed off to a committee.
Through CreativeOne Wealth, the Registered Investment Advisor that backs our advisory services, Sangmin can draw on specialized compliance, insurance, and investment resources to pressure-test the advice before it becomes part of your plan.
CreativeOne Wealth has approximately $6 billion in assets under management as of December 31, 2025, and is headquartered in Overland Park, KS.
For families approaching or in retirement, this matters because the biggest questions rarely fit into one category. A Roth conversion can affect income, Medicare premiums, charitable intent, and legacy. A portfolio decision can affect how confidently you spend, give, and remain invested amid changing markets. A long-term care decision can affect cash flow, liquidity, tax strategy, and a spouse who may never need care. The right support helps connect those threads.
What this support helps with
Compliance Support
The compliance team helps ensure recommendations and client communications align with applicable advisory and insurance standards. For you, that means more disciplined documentation, clearer disclosures, and a process to identify conflicts before they become surprises—reinforcing the standard Sangmin wants for every conversation: explain the facts, name the trade-offs, and avoid promises no advisor can responsibly make.
Insurance & Protection Resources
Long-term care, life insurance, and annuity decisions can be useful when they fit your overall goals. Through the insurance resources available to his practice and with affiliations with industry-leading organizations like Stonewood Financial, Sangmin can evaluate carrier options, benefit structures, income features, liquidity considerations, and underwriting realities against the goals in your plan. The point is not to add insurance for its own sake—it is to decide, with eyes open, whether transferring a risk strengthens the strategy.
Investment Research & Portfolio Support
Through CreativeOne Wealth's investment resources, Sangmin can access portfolio research, model-strategy support, market context, and allocation guidance to connect your investments to the income plan they are designed to serve. That informs conversations about risk, diversification, withdrawal timing, and rebalancing. It does not remove market risk or guarantee results—it helps make the investment conversation more intentional.
